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Buying a House in Cape Verde

Buying a house in Cape Verde is safe and relatively straightforward if you follow the right steps: choose and negotiate the property; sign a promissory contract with a deposit (usually 10–20%); verify the documents — land registry, tax record and fiscal situation; then sign the public deed before a notary, followed by registration in your name.

Beyond the property price, budget for the IUP transfer tax (around 1.5%), notary and registration fees, and optional legal fees — roughly 3% to 5% in total. Cape Verdean banks typically lend up to 70–80% of the appraised value, with dedicated lines for residents and the diaspora.

The market has options for every profile: modern apartments in Praia, houses with gardens on the outskirts, and fixer-uppers in the historic centres. Browse the listings and talk to our team — we support every step, from the first viewing to the keys.

Featured houses and apartments for sale

Frequently asked questions

What are the steps to buy a house in Cape Verde?+

Choose and negotiate; promissory contract with a 10–20% deposit; document verification (land registry, tax record, fiscal situation); public deed before a notary and registration in your name. The process typically takes 1 to 3 months.

What costs come on top of the house price?+

IUP transfer tax (~1.5%), notary and registration fees, and optional legal fees — roughly 3% to 5% on top of the purchase price in total.

Can I get a mortgage in Cape Verde?+

Yes. Banks typically finance up to 70–80% of the appraised value over terms of up to 25–30 years, for residents and — through dedicated lines — for the diaspora with foreign income.

Do I need a lawyer to buy a house in Cape Verde?+

It's not mandatory, but it's recommended, especially for remote buyers or more complex transactions. A local lawyer can check the documentation and represent you before the notary.

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